Fixed Deposit versus

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Pre-Tax Return	Investment Amount	Redeemed / Maturity Amount	Total Interest / Profit Amount	Annual Interest / Return (%)
Fixed Deposit	100000	106,975	6,975	6.98
HDFC Dynamic Debt Fund - Growth Option	100000	104,414	4,414	4.41

Post Tax Return	Pre-tax Interest / Profit Amount	Capital Gains Tax	Indexed Amount	Income / Capital Gains Tax	Post Tax Interest / Profit Amount
Fixed Deposit	6,975	Not Applicable	Not Applicable	2,093	4,883
HDFC Dynamic Debt Fund - Growth Option	4,414	Short Term	Not Applicable	1,324	3,090

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 06-01-2026

Scheme Name	Launch Date	Expense Ratio (%)	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	0.52	8.29	9.03	8.21	6.73	6.99	6.97
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	1.02	7.03	7.06	6.64	4.71	-	5.9
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	1.28	6.99	7.61	7.59	6.29	8.09	8.29
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	0.63	6.92	7.73	7.34	5.54	7.34	7.82
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	0.75	6.91	8.1	7.59	5.51	6.84	6.52
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	0.98	6.77	7.52	7.05	5.48	6.46	6.61
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	1.23	6.76	7.88	7.46	6.62	6.31	7.57
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth	30-03-2009	1.23	6.76	7.88	7.46	6.61	6.3	7.31
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	1.55	5.97	7.37	6.9	8.28	6.65	7.65
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	1.02	5.79	7.58	7.35	5.9	-	6.74
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	1.57	5.72	7.13	6.64	4.59	-	5.14
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	1.33	5.65	7.53	7.14	5.36	7.53	7.88
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	0.78	5.42	7.15	6.89	4.79	6.74	5.82
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	1.38	5.38	7.13	7.0	5.4	7.37	6.04
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	1.65	4.87	7.04	6.62	4.87	6.84	7.22
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	1.41	4.41	6.57	6.57	5.67	6.16	7.96
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	23-09-2004	1.7	4.22	6.41	6.47	4.75	6.24	7.41
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	1.21	3.86	7.06	7.18	5.04	6.84	6.73
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	1.2	3.84	6.35	6.02	-	-	5.29
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	1.25	3.78	5.41	5.31	4.44	-	5.57
Union Dynamic Bond Fund - Growth Option	13-02-2012	1.57	3.58	6.15	6.18	4.09	5.79	6.25
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	1.57	3.32	6.86	6.52	4.37	6.85	7.42
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	1.76	3.14	5.53	5.48	3.98	6.0	6.67